By Hamid Bloem at May 07 2019 09:02:00
Budgeting Worksheet Tip #5: Goals_Based Most budgeting programs don't accommodate for your financial goals, they simply look back at the previous month to help you determine your spend for the current month. That is not good budgeting. If you have a cash flow problem, then it will just perpetuate into future months and you won't even realize it's happening. Furthermore, you are not creating a plan to achieve your goals. An excellent budgeting worksheet will accommodate for your financial goals and help you determine what you can afford or what it will take to meet those goals. It will take into account your income, current debt, expenses and savings to help you generate a plan to meet your goals.
Both lower_level_thinking worksheets and too many (even high quality) worksheets can hold students back by not providing stimulus and challenge. Studies have shown for years (just do a Google search!) that children learn best through active involvement and real_life experiences. Virtually every teacher knows that children learn to read by being exposed to books and by being read to, NOT by completing worksheets. The same applies to all areas of learning. As far as using worksheets for busy work, the verdict is in. It is destructive to classroom learning to assign worksheets to simply keep students occupied. Busy work creates monotony, causes boredom and increases the likelihood of behavior problems. Period.