By Monika Muller at April 14 2019 11:54:58
Budgeting Worksheet Tip #3: Your Personal Cash Flow Analysis A fully functional budgeting worksheet should calculate your monthly cash flow analysis so that you can determine if you are overspending based on your income on a monthly basis. In order to determine your cash flow for the month, you will need to provide your monthly income information. A good worksheet should do all the math for you, generate a meaningful chart or two so that you can quickly see the areas in your budget that need to be improved upon. If you are over spending, you will need to adjust. If you are under spending, start saving towards your goals!
Engagement entails much more than rote repetition of a procedure. Math worksheets tend to present very similar problem types over and over, leading to mundane practice of disassociated skills. For students who understand the material and successfully complete an assignment, another worksheet becomes meaningless. On the other hand, for the students who don't understand the material, an alternative method of instruction is what's needed. Another worksheet simply adds to the student's frustration, or worse, contributes to a belief that "I'll never understand math." A cute image or a "fill_in_the_blanks" riddle does nothing to increase engagement or learning (and let's face it, those riddles are not funny!). Instead, teachers need to increase engagement by providing students with exercises in which they discover patterns and relationships, solve problems, or think creatively about math relationships.
Students can certainly benefit from practicing new skills and concepts on paper. From letters and numbers to report summary formats, worksheets can provide students with a framework for practice _ an avenue for synthesizing new information in their brains. Well designed worksheets can also give students a platform for expressing creative ideas and reaching towards higher levels of thinking. So what is the concern? There are three big concerns, actually. Our teacher "caution light" should start blinking if we are using lower_level_thinking worksheets (Example: "Check the box next to the correct answer."), if we are using too many worksheets or if we are using worksheets as classroom busy work.
Math worksheets don't promote communication and collaboration _ Math worksheets are often assigned as an independent activity, however research indicates that communication and discourse are needed to build a deep understanding of math topics. Students need opportunities to explore mathematical ideas in different ways and to build their own connections. This involves communicating their ideas, listening to the ideas of others, arguing a viewpoint, describing, and explaining. Math worksheets are rarely used as a catalyst for conversation. Instead of assigning worksheets, find activities that encourage discourse, such as "number talks," or collaborative group work. During the session, be sure to require students to explain their thinking and listen to the strategies and thinking of their peers.