By Josh Freeman at April 28 2019 09:30:15
Budgeting Worksheet Tip #7: Ease of Use and Professional The biggest complaint about budgeting is that it's too hard and takes too much time. Look for something that not only does all of the above functions, but is also easy to use from the get_go. The forms should be intuitive, easy to identify the cells to fill in data, and easy to read print out report.
The worksheets themselves can't pay_off the debt, you still need to do that part! But the worksheet should allow you to shift money around on paper (computer screen) so that you can see the financial impact on your budget. Giving up a small amount of spending in your discretionary categories and applying some of that money to your debt load will dramatically improve your financial situation. Before you know it, you'll be able to apply that extra money to your new goals _ without going into debt!