By Monika Muller at April 12 2019 21:23:48
Nothing can be more frustrating when you're working on your monthly budget than to run out of budget categories as you're grinding through numbers. Trying to decide where to put an expense can be very frustrating. When choosing your budgeting worksheets, look for some major main categories of expenses with the flexibility to add more detailed line items underneath. For example, major budgeting categories include: • Charities / Tithing • Savings • Housing • Utilities • Food • Transportation • Clothing • Medical / Health • Personal • Recreation • Debts
Homeschool worksheets have pros and cons that depend on the type of material the worksheet deals with. One advantage is that worksheets are very handy if you want to give your child something to do. Some types of worksheets are very easy to grade and can be completed without much input from you. Worksheets can also give you a good idea of how much your child was able to understand of the subject matter.
So what kinds of worksheets should you get? Anything where you feel that your child needs further drill. We often have this notion that worksheets are just for math. This, of course, is not true. While they are excellent tools for reviewing math facts such as the multiplication tables and division facts, they are just as useful for reviewing parts of speech or the states in the union.
The worksheets themselves can't pay_off the debt, you still need to do that part! But the worksheet should allow you to shift money around on paper (computer screen) so that you can see the financial impact on your budget. Giving up a small amount of spending in your discretionary categories and applying some of that money to your debt load will dramatically improve your financial situation. Before you know it, you'll be able to apply that extra money to your new goals _ without going into debt!