By Cameron Dyett at April 28 2019 23:27:27
Nothing can be more frustrating when you're working on your monthly budget than to run out of budget categories as you're grinding through numbers. Trying to decide where to put an expense can be very frustrating. When choosing your budgeting worksheets, look for some major main categories of expenses with the flexibility to add more detailed line items underneath. For example, major budgeting categories include: • Charities / Tithing • Savings • Housing • Utilities • Food • Transportation • Clothing • Medical / Health • Personal • Recreation • Debts
I have said "Don't Use Worksheets" about every way there is to say it, and each time I have included solid brain_based, researched reasons for this statement; and yet, I know that many people will ignore the science in favor of the convenience. It is very difficult to fight the tide when there are so many internet sites pushing worksheets at parents, and so many reputable textbook companies doing likewise. It is difficult to remember the reasons to avoid them when one has very little time to devote to working with math. Worksheets just seem so much easier than doing things any other way. Can they really cause harm?