By Arnoldus Hoefnagel at April 07 2019 20:50:41
Budgeting Worksheet Tip #5: Goals_Based Most budgeting programs don't accommodate for your financial goals, they simply look back at the previous month to help you determine your spend for the current month. That is not good budgeting. If you have a cash flow problem, then it will just perpetuate into future months and you won't even realize it's happening. Furthermore, you are not creating a plan to achieve your goals. An excellent budgeting worksheet will accommodate for your financial goals and help you determine what you can afford or what it will take to meet those goals. It will take into account your income, current debt, expenses and savings to help you generate a plan to meet your goals.
In 1986, mimeograph machines were (for the most part) replaced by digital copiers in elementary schools. Those of us teachers who experienced using mimeograph machines will forever remember the distinct smell of the still_damp, purple_ink worksheets that we handed out to our students _ by the ream full. (If you're like me, you can remember that smell right now!)
Linking by creating a formula. With this method you can create an inter_active link between worksheets or workbooks. The linked cells do not need to be in the same location on all worksheets. You can perform any math operation while creating the link. For example, you could take a figure from one worksheet, multiply it times a figure form another worksheet and then subtract a number from a third worksheet. You can use this method to link cells across worksheets or workbooks. One disadvantage of this method is that it is time consuming because you are working with one cell at a time. Using named ranges can assist with this method of linking and make it easier to read your formulas once they are created.
Now, as a former teacher I am not saying that one should never use math worksheets; however, I do believe that many teachers are using a very superficial method of instruction that relies too much on low_level math worksheets and hands_off instructional approaches. Worksheet lessons move from reading the directions aloud, to doing sample problems as a group, to completing the worksheet independently (or at home with parents), day in and day out. Teaching needs to be more than passing out worksheets. Whether you are the classroom teacher, instructional specialist, or parent, the methods you use greatly impact the level of understanding achieved by your students.