By Eve Burke at May 12 2019 07:08:23
Budgeting Worksheet Tip #5: Goals_Based Most budgeting programs don't accommodate for your financial goals, they simply look back at the previous month to help you determine your spend for the current month. That is not good budgeting. If you have a cash flow problem, then it will just perpetuate into future months and you won't even realize it's happening. Furthermore, you are not creating a plan to achieve your goals. An excellent budgeting worksheet will accommodate for your financial goals and help you determine what you can afford or what it will take to meet those goals. It will take into account your income, current debt, expenses and savings to help you generate a plan to meet your goals.
Now, as a former teacher I am not saying that one should never use math worksheets; however, I do believe that many teachers are using a very superficial method of instruction that relies too much on low_level math worksheets and hands_off instructional approaches. Worksheet lessons move from reading the directions aloud, to doing sample problems as a group, to completing the worksheet independently (or at home with parents), day in and day out. Teaching needs to be more than passing out worksheets. Whether you are the classroom teacher, instructional specialist, or parent, the methods you use greatly impact the level of understanding achieved by your students.