By Monika Muller at May 11 2019 06:12:48
Budgeting Worksheet Tip #5: Goals_Based Most budgeting programs don't accommodate for your financial goals, they simply look back at the previous month to help you determine your spend for the current month. That is not good budgeting. If you have a cash flow problem, then it will just perpetuate into future months and you won't even realize it's happening. Furthermore, you are not creating a plan to achieve your goals. An excellent budgeting worksheet will accommodate for your financial goals and help you determine what you can afford or what it will take to meet those goals. It will take into account your income, current debt, expenses and savings to help you generate a plan to meet your goals.
Never allow boredom to set in. We know now that when learning is fun and exciting, the brain is actually growing many new dendrites that make connections with many other dendrites. The more connections the better. We also know now that boredom destroys dendrites. Small children quickly become bored with worksheets, especially skill and drill worksheets. Yet another reason to avoid skill and drill worksheets like the plague. Never allow your child to use a worksheet unsupervised. Some parents use worksheets to provide time to fix supper or add another load of laundry. Unfortunately, while you aren't looking, your child just might have practiced a mistake several times. The time you thought you saved isn't nearly as much time as it will take to fix that mistake.